You will need to choose the main destination based on where You will spend the most time on Your Journey. For an Annual Multi-Trip Plan You will need to choose the area which will cover all of Your trips for the year.
Please note: If you spend 20% or more of your trip in the Americas or Antarctica, you must choose Worldwide cover by selecting one of these countries as the main destination (no matter where you are going before or after).
When travelling internationally, domestic air travel within New Zealand will only be covered where it is booked as part of Your international Journey and is within 24 hours of Your departure from, or arrival, in New Zealand.
Antarctica (Cruising), Antigua and Barbuda, Argentina, Bahamas, Barbados, Belize, Bermuda, Bolivia, Brazil, Canada, Cayman Islands, Chile, Colombia, Costa Rica, Cuba, Dominica, Dominican Rep., Ecuador, El Salvador, Falkland Islands, French Guiana, Greenland, Grenada, Guadeloupe, Guatemala, Guyana, Haiti, Honduras, Jamaica, Martinique, Mexico, Netherlands Antilles, Nicaragua, Northern Marianas, Panama, Paraguay, Peru, Puerto Rico, São Tomé and Príncipe, St. Kitts-Nevis, St. Lucia, St. Vincent and Grenadines, Suriname, Trinidad and Tobago, United States of America, Uruguay, Venezuela, Virgin Islands
Afghanistan, Albania, Algeria, Andorra, Angola, Armenia, Austria, Azerbaijan, Azores, Bahrain, Bangladesh, Belarus, Belgium, Benin, Bhutan, Bosnia, Botswana, Bulgaria, Burkina Faso, Burundi, Cameroon, Canary Islands, Cape Verde, Central African Republic, Chad, China, Comoros, Congo, Democratic Republic, Croatia, Cyprus, Czech Republic, Denmark, Djibouti, Egypt, Equatorial, Guinea, Eritrea, Estonia, Ethiopia, Faroe Islands, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Guam, Guinea, Guinea-Bissau, Herzegovina, Hungary, Iceland, India, Iran, Iraq, Israel, Italy, Ivory Coast, Japan, Jordan, Kazakhstan, Kenya, Kiribati, Korea (north), Korea (south), Kuwait, Kyrgyzstan, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macau, Macedonia, Maderia, Madagascar, Malawi, Maldives, Mali, Malta, Mauritania, Mauritius, Moldova, Monaco, Mongolia, Montenegro, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, Niger, Nigeria, Norway, Oman, Pakistan, Poland, Portugal, Qatar, Reunion, Romania, Russia, Rwanda, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Slovakia, Slovenia, Somalia, South Africa, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Swaziland, Sweden, Switzerland, Syria, Taiwan, Tajikistan, Tanzania, Togo, Tunisia, Turkey, Turkmenistan, Uganda, Ukraine, United Arab Emirates, Uzbekistan, Vatican City, Yemen, Zambia, Zimbabwe
Brunei, Cambodia, Channel Islands, East Timor, England, Federated States of Micronesia, Guam, Hong Kong, Indonesia, Ireland Republic, Kiribati, Laos, Malaysia, Marshall Islands, Micronesia, Myanmar (Burma), Nauru, Northern Ireland, Northern Marianas, Palau, Papau New Guinea, Philippines, Scotland, Singapore, Thailand, United Kingdom, Vietnam, Wales, American Samoa, Cook Islands, Fiji, French Polynesia, Nauru, New Caledonia, Norfolk Island, Papua New Guinea, Samoa, Solomon Islands, Tahiti, Tonga, Tuvalu, Vanuatu, Western Samoa
America Samoa, Cook Islands, Fiji, French Polynesia, New Caledonia, Niue, Norfolk Island, Samoa, Solomon Islands, Tokelau, Tonga, Tuvalu, Vanuatu, Western Samoa
Domestic Cruise, New Zealand